Finding a fund that is the right match for you might take some work but it can mean that you’re in good hands for the future.

Can I choose my own superannuation fund?

Most Australians are able to select their own super fund; however some industries and employer arrangements – and members of defined benefit funds – do not have the ability to choose their own fund.

Speak with your employer or the ATO to determine if you are able to choose your own fund.

How to compare different funds

Here are some of the most important things to look at when you are comparing funds:




The lower the fees and costs, the more money stays in your account and is able
to grow your retirement savings.

Learn more about fees and costs


Investment Options

Investment Options

A large selection of investments with different levels of risk and return will help your fund adapt to your changing needs as you grow older.

Choose your investment mix

No dividens to shareholders


If you need to contact a fund, understanding how their member services operate can be very useful.

Get to know us



Look at returns across several years to understand how a fund operates.

Download latest annual report



Are the insurance offerings affordable and applicable to your situation?

View insurance options

What happens if I don’t choose a super fund?

If you don’t want to choose a super fund when you start a new job, you will generally be enrolled into the fund that is offered by your employer. If you have the ability to choose a fund, you can ask your employer to pay contributions to your nominated fund.

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